The unemployment insurance (UI) program is intended to support individuals who are temporarily unemployed and actively seeking employment. All UI claims are handled by the Division of Unemployment Insurance, which is supervised by the Department of Labor, Licensing and Regulation in the state of Maryland.
Eligibility & Benefits
If you wish to submit a claim, you must first be eligible for UI benefits. This means you must be unemployed due to no fault of your own. At the same time, you must be willing to work, physically able to work, and actively seeking employment. You may also be eligible for UI benefits if you are working on a part-time or per-contract basis. In this case, you must be earning less than your weekly benefit amount in order to meet the eligibility requirement. In most cases, eligibility is determined on a case-by-case basis. Thus, you must file a claim in order to find out whether you are qualified to receive UI benefits. For this reason, it is important to report honestly and accurately when it comes to your earnings from the last 12-18 months.
Work Search Requirement
To satisfy this requirement, you must register with the Division of Workforce Development in the state of Maryland. Through this organization, you will need to develop a work search plan and contact a minimum of one potential employer per week in order to prove that you are actively seeking employment while receiving UI benefits.
Monetary Eligibility Requirement
This condition states that you must have earned enough wages in your “base period” to be eligible for UI benefits. The base period is determined by taking the first four quarters out of the last five completed quarters in which you earned wages through employment. Your base period is used to determine your maximum and weekly benefit amounts. In the state of Maryland, the maximum benefit amount is $430 per week, and the minimum benefit amount is $50 per week. These totals include any dependency allowances that you may have been awarded. You can claim up to four dependents and receive $8 per dependent for each week that you wish to claim UI benefits. Thus, you must submit weekly certifications for each week that you are unemployed and require financial support through the UI program.
How to File a Claim
If you wish to submit an application for UI benefits online, you must have worked in the state of Maryland for the last 18 months. If this is not the case, you must file a claim by telephone or by visiting a local claim center. Before you can start the application process, you will need the following personal details:
- Social Security Number
- Date of birth, address, and telephone number
- Driver’s license or identification card
- Employment history from the last 18 months, which includes the names, addresses, and telephone numbers of all your previous employers
- The dates of employment and reasons for separation from these positions
- Banking information if you wish to receive payments through direct deposit
- Alien registration number if you are not a U.S. citizen