The unemployment insurance (UI) program is intended to be used as a financial support program during an economic downturn. Through the UI program, you can benefit from temporary financial assistance while searching for employment. The Employment Security Commission (ESC) is responsible for administering the UI program in Oklahoma.
In order to be eligible for UI benefits in the state of Oklahoma, you must be unemployed through no fault of your own. At the same time, you must be willing to work, physically able to work, and ready to take on any suitable job opportunity that is offered to you by the ESC. Moreover, you must be actively seeking employment and maintain a work search record of the contacts you have made through your search. In addition, the ESC will send a questionnaire concerning your separation to your last employer within 15 days of receiving your initial claim for UI benefits. As a result, you must be accurate and honest about the information you provide to the ESC, as it will need to be confirmed by your last employer.
Monetary Eligibility Requirement
According to this requirement, you must have earned enough wages in your “base period” to qualify for UI benefits. Your base period can be defined as a specific 12-month period in which you have earned wages through employment in the state of Oklahoma. This period is based on the first four quarters out of the last five completed quarters of the calendar year. In this period, you must have earned at least $1500 in total wages, and this total amount must be equal to or greater than 1.5 times the most wages earned in one quarter (high quarter). Furthermore, your base period will be used to determine your weekly and maximum benefit amounts. For instance, your weekly benefit amount will be calculated by dividing the total wages of your base period by 23. According to state law, you cannot receive more than $386 per week or less than $16 per week in UI benefits.
In most cases, your claim will be valid for one benefit year, which is defined as a period of 52 weeks. In this period, you can claim UI benefits for a maximum of 26 weeks. Nonetheless, each claim is handled on an individual basis, and the duration of your benefit period will depend on your earnings from your base period. Your benefit payments will be sent through direct deposit and placed into your checking or savings account. If you prefer another method of payment, you can choose to receive your UI benefits through a debit card program organized by the ESC and sponsored by MasterCard.
How to File a Claim
If you wish to file a UI claim, it can be as simple as filling out an application online. You can also file a claim by telephone; all you need to do is contact 1-800-555-1554. Before you can begin the application process, you will need the following personal details:
- Social Security Number, address, and telephone number
- Driver’s license or identification card
- Employment history from the last 18 months, which includes the names, addresses, and telephone numbers of all your previous employers
- Dates of employment and reasons for separation from the positions mentioned
- Banking information if you wish to receive payments through direct deposit